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We are living longer due to the advancements in technology and medical breakthroughs. Are you prepared if you outlive your income? Today, most Americans are concerned about how they are going to retire comfortably. It is sad that most senior citizens today do not have financial security for their current and future years. Some are forced to go back to the workforce so they can keep up with the high cost of living, facing rising costs in areas such as food and prescription drugs. 

With the recent recession, the American people have lost a significant portion of the value in their retirement accounts. Additionally, most do not have confidence that Social Security will be there for their retirement. Corporate America has gotten stingier on their employee retirement and pension plans. It is no wonder why so many Americans are feeling discouraged about their retirement future. 

One important vehicle in the savings and planning of retirement is the Annuity. 

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